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No-Fee Application:
After filling out the online application, you will need to fax in your supporting documents. There are 4 items to fax: Driver license, Pay stub, copy of your personal check, and checking account statement. Once you are approved, you can request a pay advance of $200 and on the payback date, you will pay back the same $200. If you need to extend or postpone the payback date, you will be allowed to request an extension for a fee of $30. Only the first transaction is free. On the second transaction and thereafter, on a $200 advance, you will have to pay back $235. Once you complete the second transaction with us, you can make a request for a $255 advance. Payback amount for the $255 advance will be $300.
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No-Fax, No-Documentation Application: On this application, there is no need to send or fax us any documentation. This is the easiest way to apply for our services. As long as you meet the minimum requirements of (1) having a full-time job and (2) you have direct deposit of your paycheck into your checking account, you will be approved upon verification of the minimum requirements by our staff. Because we have no way of knowing how strong you are financially, we will start you off at a lower pay advance amount. However, each time you use our service, the amount you may request will go up until it reaches the maximum amount of $255. You can also jump to higher amounts by choosing to provide documentation (pay stub, bank statement, etc.) to us at any time.
| Pay Advance Amount | Fee | Payback Amount |
| $85 | $15 | $100 |
| $102 | $18 | $120 |
| $119 | $21 | $140 |
| $136 | $24 | $160 |
| $153 | $27 | $180 |
| $170 | $30 | $200 |
| $187 | $33 | $220 |
| $204 | $36 | $240 |
| $221 | $39 | $260 |
| $238 | $42 | $280 |
| $255 | $45 | $300 |
Upon your application and verification of the minimum requirements by our staff, we will start you off at a payadvance amount of $102, on which the payback amount is $120. On the following transaction, you can request up to $119, and then up to $136, and so on up to the maximum amount of $255. Should you wish to jump to higher amounts, intead of going up incrementally, you can do that by faxing us the required documents at any time.
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