How It Works
Please note that we will not accept applications from the residents of Indiana, Massachusetts, West Virginia, and New Hampshire.
How does Payday Loan work?
Our service fee is just 15% of the amount that is deferred. For example, for a $204 pay advance, the pay back amount is $240, so the service fee is just $36. Once you are an approved member, whenever you need additional funds, you simply make an online request for the Instant Cash Loan on our easy to use web site. As long as we receive your request before the cutoff time, the funds will be available in your checking account in the morning of the following business day.
How I can Apply for a small instant loan?
First, fill out the online application, and then fax us the supporting documents through our toll free fax number. Once we have your online application and the fax, we will send you an e-mail as soon as possible to let you know of your approval status. We understand that time is of the essence in many cases and we will do everything we can to expedite this process. Once your application is approved, we will let you know how much you have been approved for, and you can log in to our Member section and make the request for any amount up to the approved amount. After the first transaction is completed with our company, you may ask for additional small credit loans right away or save it for future emergencies.
How fast can I become an approved member of Pay Advance?
It all depends on how quickly you can fax the necessary information to us. Our clients will often receive the cash instant loan from us the very next day of finding out about our services. We pride ourselves in providing excellent customer service and we will not unnecessarily waste your valuable time.
Our service fee is just 15% of the deferred amount. We don’t charge an application fee or a setup fee and there are never any hidden charges. If you have browsed online for payday loan services, you will probably agree with us that we charge one of the lowest fees, if not the lowest fee, on the Internet.
Other payday loan companies charge a bit more. Is there a difference?
First of all, why pay more when you have our commitment to provide you the best possible service for less. We also understand that some clients will need to receive more than one payday loans to solve their particular short term cash needs. The “small” difference in fees of $10 or $15 per transaction can quickly add up to a significant amount if you decide to use the service for more than one time.
What about Pay Advance customer service?
Our clients are the most important people in the world to us, and we will bend over backward to keep your clients happy and satisfied. We will go out of our way to provide the best possible quick cash loan service for you.
