How does this work? What is the first step? How fast can I become an approved member? How much does this cost? Others charge a bit more. Is there a difference? What about customer service? Please note that we will not accept applications from the residents of Indiana, Massachusetts, West Virginia, and New Hampshire.

Once you become an approved member, you simply ask for the payday loan on our easy to use web site. As long as we receive your request before the cutoff time, the funds will be available in your checking account in the morning of the following business day.

The first step to using our service is to be an approved member. All you have to do is to fill out the online application, and then fax us the supporting documents through our toll free fax number. Once we have your online application and the fax, we will send you an e-mail as soon as possible to let you know of your approval status. We understand that time is of the essence in many cases and we will do everything we can to expedite this process. Once you become an approved member, you may ask for the payday loan right away or save it for future emergencies.

It all depends on how fast you provide the necessary information to us. Our clients will often receive the payday advance from us the very next day of finding out about our services. We pride ourselves in providing excellent customer service and we will not unnecessarily waste your valuable time.

For a $200 payday advance, our service fee is just $35. We don't charge an application fee or a setup fee and there are never any hidden charges. If you have browsed the Internet for payday loan services, you will probably agree with us that we charge one of the lowest fees, if not the lowest fee, on the Internet. For your first transaction with us, you will receive $200 and payback the same $200 with absolutely no service fees whatsoever.

First of all, why pay more when you have our commitment to provide you the best possible service for less. We also understand that some clients will need to receive more than one succession of payday advances to solve their particular short term cash needs. The "small" difference in fees of $10 or $15 per transaction can quickly add up to a significant amount as you decide to use the service for more than one time.

We understand, as many people do, that the best way to build a business is to have good customer service and to keep your customers happy and satisfied. We will go out of our way to provide the best possible service for you. In addition to contacting us through our web site or e-mail, you are always welcome to call us on the phone or visit us in person if you happen to be in the Los Angeles area. We have listed some of the many positive e-mail comments we have received from our customers.